How To Get a Credit Card With Bad Credit
It's truly a Catch 22: you need a credit card to rebuild your credit, but how do you get a credit card with bad credit? Millions of people across the country have found themselves in this dilemma after the recession, so you are definitely not alone.
Once you get one of these cards, you'll want to keep your balances low, and pay your bills on time every single month. Two of the most important factors in your credit scores are your payment history and your "utilization ratio" - which compares your balance to your available credit. Make sure these two factors are as strong as possible and you should, over time, see a significant positive impact on your scores.
The good news is that there are lenders out there who want your business. While issuers may not be marketing as aggressively to consumers with poor credit as they did a few years, ago, some are offering programs to these people. In fact, some studies have found that more than a million borrowers with severely damaged credit ratings are now opening credit card accounts every month!
Click here to see which one of these banks has a $7500 Visa Card waiting for you!
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